Pay at your own pace with Affirm

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time—and never pay a penny more than you agree to on day one.

Buying with Affirm is simple

Choose how you pay at your own pace

Fill your cart

Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

Fill your cart

Choose how you pay

Pick the monthly payment plan you like best. You’ll never pay more than you agree to up front.

Choose how you pay

Pay over time

Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.

Pay over time

Buy with confidence

With Affirm, you always know exactly what you’ll owe and when you’ll be done paying.

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Flexible
Flexible
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Fair

Choose 3, 6, or 12 monthly payments

NO HIDDEN FEES

Your rate will be 0% APR or 10-30% APR. For example, a $800 purchase might cost $73/mo over 12 months at 15% APR.

Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders.

Options depend on your purchase amount, and down payment may be required.

CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.

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How Affirm works - FAQS

Pick the payment plan you like best—from 4 interest-free payments every 2 weeks to monthly payments up to {{longest term length offered}} months. You’ll never pay more than you agree to up front. See footer for details.

Yes—you can return an item you bought with Affirm by initiating the return process with the store.

No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

You can visit their website at affirm.com.

Yes! There’s no penalty for paying early

You can make or schedule payments at affirm.com or in the Affirm app
 for iOS or Android. Affirm will send you email and text reminders before payments are due.